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[ INSURANCE 101 ]

How to Read Your Insurance Policy Document Like a Pro

by Michael TurnerAugust 28, 20255 min read

Introduction

Insurance policies can be complex documents filled with legal jargon and technical terms. Understanding your policy is crucial to ensuring you have the right coverage for your needs.

Key Terms to Understand

Deductibles: The amount you pay before insurance kicks in
Co-insurance: The percentage you share with the insurer after the deductible
Exclusions: Specific conditions or events not covered by your policy
Sum Assured: The maximum amount the insurer will pay

By understanding these terms, you can make more informed decisions about your insurance coverage and avoid surprises when making claims.

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